In most countries, student loans just don't exist. The Vittana community is enabling students around the world to get access to higher education for the first time.
When you make a loan to a Vittana student, 100% of your funds go to the student. Using your loan, the student finishes college (or vocational school), gets a degree and then gets a job. When the student repays Vittana, Vittana repays you the full amount of your loan - if you lent $25, you are repaid $25.